Tether-supported crypto payment platform Oobit has announced the launch of a virtual Visa card designed to enable artificial intelligence agents to autonomously spend USDT without human intervention. The newly introduced Agent Cards draw funds directly from Tether’s reserves, eliminating the need for conversion to fiat currency or traditional on-ramp processes.
According to Oobit, these cards allow automated payments for various online services, including subscription renewals, advertising campaigns, and cloud infrastructure usage, triggered by predefined workflows. Each card is uniquely assigned to a specific AI agent, providing traceable identity and a clear audit trail for every transaction.
Spending limits and merchant restrictions are enforced at the transaction level after businesses pass know-your-business (KYB) compliance checks, ensuring activity remains within approved boundaries. The system also integrates with major AI frameworks such as OpenAI, Claude, AutoGen, and LangChain, enabling enterprises to deploy agents that can execute operational tasks without manual oversight.
Oobit advisor Alex Obchakevich suggested that these agents could eventually expand beyond payments to include activities like trading cryptocurrencies and stocks. The company has issued Agent Cards to an initial group of businesses, with broader onboarding expected to expand gradually through June 30, pending usage evaluation and compliance requirements.
Industry leaders have increasingly highlighted the potential of AI agents in digital payments. Brian Armstrong predicted that AI agents conducting online transactions will soon outnumber humans, while Jeremy Allaire forecasted billions of AI agents transacting on-chain within three to five years. Oobit echoed this sentiment, stating that the next trillion internet users will be AI-driven systems.
This development builds on Oobit’s earlier efforts to bridge crypto wallets with traditional payment networks. In January, the company added support for Phantom Wallet, connecting Solana-based assets to Visa’s infrastructure and enabling users to spend digital assets at over 80 million merchants through its DePay system, which converts crypto to fiat at checkout.